Personal Finance

UK Car Finance Comparison (PCP, HP, PCH)

Compare PCP, HP, and PCH lease car finance options in the UK. See monthly payments, total cost, and interest for each to find the best deal.

UK Income Tax Calculator

This UK income tax calculator estimates your PAYE tax, National Insurance, and take-home pay using 2026/27 tax bands and NI rates.

UK Stamp Duty Calculator

Work out how much stamp duty you will pay on a UK property. 2026/27 SDLT rates with first-time buyer relief and second home surcharge.

US Car Finance Comparison (Loan, Lease, Cash)

Compare US auto loan, lease, and cash purchase costs side by side. See monthly payments, total cost, and interest to find the best deal for your next car.

VAT Calculator

Use this VAT calculator to add or remove VAT from any amount. Includes preset rates for 12+ countries and multi-currency support.

Bill Splitter

Split a restaurant bill evenly or unevenly with tax and tip. Track group expenses and work out who owes whom with minimum transactions.

Car Affordability Calculator

Work out how much car you can afford based on your salary using the 20/3/8 rule. Enter income, debts, and loan terms for a clear recommendation.

Mortgage Calculator

Use this mortgage calculator to estimate monthly payments, total interest, and view an amortization schedule. Compare loan terms side by side.

US Mortgage Affordability Calculator

Find how much US mortgage you can afford based on income, debts, and down payment. Uses the 28/36 DTI rule with full monthly breakdown.

EV vs Gas Cost Calculator

Compare the total cost of owning an electric vehicle vs a fuel car over 1-20 years. Covers fuel, maintenance, insurance, depreciation, and breakeven.

UK Mortgage Affordability Calculator

UK mortgage calculator showing how much you can borrow based on income, deposit, and lender rules. Income multiplier and stress test.

UK Mortgage Overpayment Calculator

See how much time and interest you save by overpaying your UK mortgage. Compare monthly overpayments or lump sum payments side by side.

Time Off in Lieu (TOIL) Calculator

Calculate and track your time off in lieu (TOIL) balance. Log overtime hours, apply accrual rates, and see how much time off you've earned.

Personal Loan Calculator

Use this loan calculator to find monthly payments, total interest, and a full amortization schedule. Supports different loan terms and compounding options.

UK Salary Calculator

Free salary calculator that converts between annual, monthly, biweekly, weekly, daily, and hourly pay. Factor in tax to see take-home pay.

Compound Interest Calculator

Calculate compound interest with optional monthly contributions. See year-by-year growth, total interest earned, and final balance.

50/30/20 Budget Calculator

Split your monthly income with the 50/30/20 rule. See how much to spend on needs, wants, and savings with a visual breakdown.

UK Student Loan Repayment Calculator

Find how much UK student loan you pay each month for Plan 1, 2, 4, 5, and Postgraduate loans. 2026/27 thresholds and rates.

Auto Loan Early Payoff Calculator

Calculate how much interest you save by making extra monthly car payments. See your new payoff date, months saved, and total interest comparison.

UK National Insurance Calculator

Find how much UK National Insurance you pay for 2026/27 as an employee (Class 1) or self-employed (Class 2 and 4).

Car Lease Calculator

Work out your monthly car lease payment with residual value, money factor, and taxes broken down. See total lease cost vs MSRP.

Savings Goal Calculator

Free savings goal calculator that shows how long to reach your target or how much to save monthly. Includes progress tracking and milestones.

Retirement Calculator

Use this retirement calculator to project your savings, estimate monthly retirement income, and see a year-by-year growth breakdown.

NPV Calculator

Calculate net present value (NPV) of an investment from future cash flows. Free NPV calculator with IRR estimate and worked example.

UK Pension Drawdown Calculator

See how much pension you need and how long your UK pot lasts in drawdown. Model withdrawal rates, growth, and inflation year by year.

UK ISA (Tax-Free Savings) Calculator

Calculate how your ISA savings will grow tax-free. Covers Cash ISA, Stocks and Shares ISA, and Lifetime ISA with government bonus projections.

UK Capital Gains Tax Calculator

Find how much UK Capital Gains Tax you will pay on shares, investments, or property. 2026/27 CGT rates, annual exempt amount, and bands.

UK Inheritance Tax Calculator

Work out UK Inheritance Tax for 2026/27 with the nil-rate band, residence nil-rate band, spouse transfer, and RNRB taper above £2m.

UK Buy vs Rent Calculator

Compare the true cost of buying vs renting a home over time. Includes stamp duty, investment returns, and property growth in the calculation.

Debt Payoff Calculator

Use this debt payoff calculator to compare snowball and avalanche strategies. See total interest, payoff timelines, and how extra payments help.

Net Worth Calculator

Calculate your net worth by tracking assets and liabilities. Add custom items, see totals, and get a visual breakdown of your finances.

Investment Return Calculator

This investment return calculator shows growth with monthly contributions, compound interest, and inflation adjustment. See year-by-year returns and total ROI.

US Income Tax Calculator

US income tax calculator that estimates federal tax, effective rate, and take-home pay using 2026 IRS brackets and filing status.

Electricity Cost Calculator

This electricity cost calculator estimates appliance running costs by wattage, usage hours, and rate. See daily, weekly, monthly, and yearly breakdowns.

Fuel Cost Calculator

This fuel cost calculator estimates trip gas expenses based on distance, fuel efficiency, and price. Supports miles/km, multi-trip comparison, and round trips.

Auto Loan Calculator

Calculate your monthly car payment, total interest, and total cost. Includes down payment, trade-in value, and sales tax with a full amortization schedule.

Amortization Calculator

Generate a full amortization schedule for any loan. See monthly principal, interest, and balance breakdown with optional extra payments.

US Sales Tax Calculator

Calculate sales tax on any purchase or reverse-calculate the pre-tax price from a total. Includes preset tax rates for all 50 US states.

Simple Interest Calculator

Calculate simple interest using I = PRT. Enter principal, rate, and time to find interest earned and total amount.

Inflation Calculator

Calculate how inflation affects your money over time. See what past amounts are worth today or how today's money will shrink in the future.

Down Payment Calculator

See how down payment size affects PMI, loan-to-value, and your monthly mortgage. Slide between 5-50% and compare costs side by side.

APR Calculator

Calculate the true APR of a loan including fees and closing costs. Compare nominal interest rate vs. effective APR to see the real cost of borrowing.

Future Value Calculator

Calculate the future value of an investment with compound interest and regular contributions. See year-by-year growth with a visual chart and breakdown.

Present Value Calculator

Calculate the present value of a future sum or stream of payments. See discount factors and understand the time value of money with this PV calculator.

Rule of 72 Calculator

Find how long it takes to double your money with the Rule of 72. See doubling, tripling, and quadrupling times with a visual timeline of your growth.

Refinance Calculator

Compare your current mortgage against a refinanced loan. See monthly savings, total savings, and how long it takes to break even on closing costs.

Interest Rate Calculator

Calculate the interest rate on a loan from the principal, monthly payment, and term. Uses Newton's method for precise results.

Savings Calculator

Project how your savings grow over time with regular contributions and compound interest. See a year-by-year breakdown with growth chart.

Hourly to Annual Salary Calculator

Convert between hourly rates and annual salaries. See your pay as hourly, daily, weekly, biweekly, monthly, and annual amounts.

US 401(k) Calculator

Estimate your 401(k) balance at retirement based on salary, contributions, employer match, and expected returns. Uses 2026 IRS contribution limits.

US Roth IRA Calculator

Project your Roth IRA balance at retirement with tax-free growth estimates. Uses 2026 IRS contribution limits and compares Roth vs Traditional IRA outcomes.

Credit Card Payoff Calculator

Find out how long it takes to pay off your credit card or what payment you need. See total interest, amortization schedule, and savings from extra payments.

US Required Minimum Distribution (RMD) Calculator

Estimate US Required Minimum Distribution (RMD) from your IRA or 401(k) using the IRS Uniform Lifetime Table. Plan retirement withdrawals.

US Self-Employment Tax Calculator

Calculate self-employment tax including Social Security, Medicare, and additional Medicare. Shows the 50% deduction and compares to W-2 costs.

US Debt-to-Income Ratio Calculator

Calculate your front-end and back-end debt-to-income ratios. Add multiple debts and see where you stand for mortgage qualification with color-coded gauges.

US House Affordability Calculator

Find how much house you can afford based on US income, debts, and down payment. Full monthly breakdown with tax, insurance, and PMI.

US Social Security Calculator

Estimate your US Social Security benefit at ages 62, 67, and 70 using 2026 PIA bend points. See monthly and annual projections.

CD Ladder Calculator

Plan a CD laddering strategy with staggered terms and rates. See interest per rung, maturity dates, and how a ladder compares to a single CD.

US 529 College Savings Calculator

Project your US 529 college savings plan growth with state tax benefits, contributions, and a year-by-year investment balance breakdown.

Zakat Calculator

Calculate your annual zakat obligation at 2.5% of qualifying wealth. Enter assets, gold, silver, and investments to check against the nisab threshold.